February 25, 2018

Moving Home Guidelines You Can Never Do Without

Submitted by: John Schofield

Moving home soon? If this is your first time then you are probably having mixed feelings about it. That’s OK. It is perfectly normal to have second thoughts. Even those who are moving houses almost every year still have the ‘jitters’. Whilst it may be one of the most stressful tasks any person could ever deal with, it isn’t really as frightening as you think. If you stay organised and make sure you are fully prepared, this task can be a breeze.

Before anything else, know that the process can take a lot of your time, energy, and money. This can even be worse for those who do not plan and organise it properly. So, how does a person handle moving home exactly? How does he plan and organise?

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First and foremost, it is important to have a checklist. It does not have to be anything complicated, just a simple list of things to do before, during, and after moving out. Ideally, you should start planning 6 weeks prior to the big day because this will give you enough time to get everything ready. Many things will happen unexpectedly and not all will go as planned, so be sure to be prepared for this as well. Having sufficient time to pack your stuff and take care of your administrative duties is very important. Doing this too late could be very stressful for anyone.

In packing your belongings, decide on whether or not to hire a removal firm. This can be a convenient option but it will cost money. If you have the budget, it is suggested that you go with a professional service just so you will not have to deal with the burden of moving on your own. Should you opt to hire one, set an appointment no later than 3 weeks before the move. Make sure the company is part of the British Association of Removers for your own protection. And you should make a list all your items before entrusting them to the removal firm so that you can make an inventory of it later on.

When packing, you will most likely find stuff you have forgotten about all these years. Check the things you and your family can still use and get rid of those that are no longer useful. You can hold a garage sale to get rid of junk items and earn money at the same time.

In addition to the tips provided above, before moving home you should also see to it that your bank is informed of your relocation. Your utility providers such as for energy and communication should also be given a heads up. You may need to cancel your account with them if they do not cover the area you are moving to. However, if they have services available in the new place you are transferring to then you will only need to request for new installation and a change of billing address.

Following the guidelines provided above can greatly help you avoid the headaches associated with moving home.

About the Author:

Removals St.AlbansRemovals Stevenage



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December 29, 2017

Leveraging Real Estate To Build Wealth

Submitted by: Bruce Swedal

Most people have realized that the prices of real estate have stopped rising and in most parts of the country have began to fall. Home owners consider this bad news if they were counting on their values rising quickly. The fall in prices has signaled to investors that it is an excellent time for investing in real estate.

Over the next few years there are going to be many people making money in real estate who are buying now during the downturn. Everyone has heard that the key to turning profits is to buy low and sell high. The problem for most people is recognizing the buying opportunities. In real estate that time is now!

So let s take a minute to try and understand the principals behind making money in real estate. The most important thing to grasp is something called the rule of 72.

Basically what the rule of 72 deals with is the compounding of interest on investments. If you take the interest percent that is returned on your investment and divide it into 72 it will give you the number of years it takes for your money to double. Put $5000 in the bank at 4% interest and how long will it take for your money to double. Seventy two divided by four is 18 years.

So when investing for the long term, if you put $5000 in the bank for 36 years you could expect to get $20,000 back.

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When it comes to real estate investing the historical average runs at about a conservative 6% return. Markets change from year to year though and there are some years where you can see a 20% or 30% increase depending on your location. Historically real estate has been cyclical just like most other forms of investment. Cyclical markets are conditions where the market will fluctuate down at times and then move back up.

Now lets take our 6% appreciation in homes and use the rule of 72 to see how long it will take for the price to double. 72 divided by 6 is 12 years. This means one could reasonably expect the value of a home that is worth $200,000 today to be worth $400,000 in 12 years.

Now let s talk about the best part of real estate investing, leverage.

Since doubling your money every 12 years is not fast enough lets factor in the leverage that can be used when purchasing real estate. Leverage allows you access to much more capital with only a small personal investment.

Let s take that $200,000 home again. To purchase it you intend to put a 20% down payment or $40,000. Now the rule of 72 says that the price will double in 12 years and the property will be worth $400,000. During those 12 years you rented out the property and the rent provided by the tenants covered all of your mortgage payment over those 12 years. That means after those 12 years are up you will have made $200,000 from an initial investment of $40,000.

In a bank it would have taken 18 years to double your investment of $40,000. By investing in real estate with leverage and the rule of 72 you made $200,000 over 12 years from an initial investment of $40,000. You just multiplied your initial investment by 5. The best part is that this does not factor in hot markets in a rebound.

What s next? More leverage. Take the $240,000 you received from this home and use it to fund down payments on 5 more. Then watch leverage really go to work. It does not take long for someone to accumulate wealth using this formula.

You re next question, is it realistic? It is very realistic and probably leans more to the conservative side. The hardest part for most people is finding that first down payment, which can be done if you know how. Applying this concept may be possible even if you may not have 20% to put down.

If you re interested, we should talk.

About the Author: Bruce Swedal is a

Denver Colorado Realtor

providing professional real estate services to the

Denver real estate

market. Serving all the Denver real estate markets. Visit for your FREE online Denver Home Search.



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November 26, 2017

Free Nulled Uber Script? No Way!!}

Get More Information Here:

Submitted by: Frances Harper

In our world, we have two extreme sects of people, the filthy rich and the extremely poor. The rich are wealthy to an extent that a few thousand dollars here or there makes no difference. The poor are those who do not even know whether they will be able to get even one meal for the day.

As human beings, we look after the poor in our society. To do this there are millions of charitable organizations that have been set up like Medecins san frontiers, Bread for the world, The Salvation Army, UNICEF, Wildlife Conservation Society etc. These organizations help anyone ranging from humans, animals, flora and fauna, and help look after them, be it by way of food, medication, protection against poachers etc. However, there is no organization that helps by providing a means of cost-effective commuting. Would you like to be that Samaritan and help countries where transport is a major problem?


To help understand how you can help such countries you need to understand what the current commuting system is. I was born and brought up in Kenya, a country that is still considered a third world country even after all these years. The main mode of transport there is the matatu, also known as MA 3. A matatu is actually a 14 seater van or maybe a 32 seater passenger bus. However, the number that is actually on board at any one time is actually more than twice the recommended passengers, with passengers literally hanging onto doorways. The matatu itself is almost touching the road just to give you an indication of how much weight it is carrying. I used to travel in such a matatu when going to and from work because it was a cheap and fast mode of travel. By fast, I mean the drivers used to drive on the curb or the wrong side of traffic. However, that was the travelling culture in Kenya chaotic. Like me, the majority of the population used it for commuting purposes for the very reasons that I used to use it fast and cost effective. Loud blaring reggae music always gives you company on the ride.

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However what if there was a quiet, cost-effective, comfortable and a safer way to commute here? Do you think people would warm to the idea? I would. That is where you as an entrepreneur come in. You not only revolutionize the transport system but also make a decent bob or two, all for a few dollars.


V3CUBE has come up with an ideal solution that will help poor countries travel safely and in style. As an entrepreneur you need to inform them that wish to invest in the Uber Android App Script. They, in turn, will sell you the app at very economic price, making no profit in between. Not only that, they will provide you with a lifetimes worth of support free of charge. They will also not charge you for server usage. Since the purpose of this setup is charity, the commission will be turned off permanently so that the driver can earn in full. The app will have your name on it as the sponsor of the site and the branding will be of V3CUBE.

Your Uber Android App Script will be customized in the language and the currency of the country you want to launch in it. For example, if you wish to launch it in Kenya, then you can get the site customized to Kiswahili language and the currency to the Kenyan Shilling.


You can also launch the system commercially and as the owner of the Uber clone, you will get a set amount of commission for every ride that is booked through your site. Since the site belongs to you, you are also the administrator and you will be managing the finances online, with no money changing hands between the driver, passenger and yourself.

Your site will also become a platform for other entrepreneurs to advertise their wares, from which you gain too. A double whammy for the price of one app!!


Join hands with V3CUBE and get people to commute in style and comfort, free from noise pollution and feel safe too, during the ride with no fear of the van topples over! A great deed indeed, if you can do something for these third world countries Nature works in mysterious ways; you donate one dollar and you will get threefold in return!

About the Author: This article has been written by Frances Harper, who knows how the people commuted in Kenya. He shares how uber clone is helful in such countries.More Info:




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